In Part 1 of this post we talked about the importance of an Occasional Expense Account and the initial set up. If you missed that post, you can find it here: Part 1 of...
If there is one missing piece I have seen in the process of creating a budget or spending plan, it is planning for those irregular expenses. We all know what an emergency fund is...
Let’s face it, there are many good reasons to have an emergency fund. I am going to focus on the top 3. Emergency funds break your dependency on credit! We treat credit as our...
I know it is just under a week to Christmas Day and these tips may seem to be a bit late, but for anyone doing last-minute shopping, there is something here for you too!...
If you have been following me on social media then you likely know that I am a BIG fan of tracking your expenses. There are so many benefits and only one disadvantage. The disadvantage:...
It’s easy to justify just about anything if you want to badly enough. When it comes to our finances there are a handful of stories we all tell ourselves to take away the guilt...
I decided to do something a little different for my “Kick off the Year Post”. I decided to consult the cards. “The Cards” being my trustworthy Wisdom of the Oracle Deck. When I am...
If you follow my blog, or any of my other social media activities, you will definitely pick up on a common theme … I am a huge advocate on tracking expenses. Why? Because I...
Ah! Spring! Such a wonderful time of renewal. You just feel like your coming alive! The heck with New Years Resolutions, spring is a much more motivating time to make changes. So why not...
If there is one thing that is certain in life, it is that things always change. The most dangerous place you can be financially is complacency – getting too comfortable with the way things...
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