Category: Credit Relationships

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Just say NO!

I know we live in a world of credit, but sometimes I feel like I am on a seedy corner, with a drug pusher who is saying all of the right things to get me to make the “purchase”. I resist because I see the perils everyday, because I know how much credit I now have and how much I am unwilling to let myself be lured into that false sense of security that comes with credit.

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Live NOW .. Pay ‘dearly’ LATER

There’s an epidemic in today’s society. We are borrowing on our lives. And payment day is coming earlier and earlier. Is it sad, that at age 40-something :), I look forward to retirement. That in the same breath I fear it, simply because I have little (translated into none) savings at this point because every day, every week, every month, the cash flow that I do have pays for our basic living needs and ensuring that our kids get to have some opportunities in their lives?

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Are you willing to let go for your greater good?

What does a passionate business owner, a devoted home owner and a drug addict have in common?

I will admit, this is the start of a very bad attempt at a joke, and the punch line is, well, anything but punchy. The answer is, they are unwilling to let go of an addiction for their higher good. What brings this up you ask? Or maybe you didn’t, but I bet you are wondering, “what in the world is this girl talking about?”…

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When should you rent a couch?

I have to say that one of the most recent trends I am seeing concerns me greatly. Renting Furniture and Appliances! At first I thought I was misunderstanding. “So, if you don’t pay it, you lose the furniture and all of your money, correct?” I asked. The very distraught couple across from me, who according to their budget cannot afford the $300 per month they are paying for their furniture, nodded with sadness.