Your worthiness is not dependent on what other people think of you. Remember that when you enter the credit world. We are all so hung up on our “credit rating”, which essentially is a...
Category: Spending Patterns
I know we live in a world of credit, but sometimes I feel like I am on a seedy corner, with a drug pusher who is saying all of the right things to get me to make the “purchase”. I resist because I see the perils everyday, because I know how much credit I now have and how much I am unwilling to let myself be lured into that false sense of security that comes with credit.
If you were to ask me, “what is the single most important thing a person can do to change their financial future?” I would answer “Track their spending”! Oh and I would add “And look at it!”. Let me tell you a quick story about a relative who learned this lesson just a tad too late.