About
Hi. I’m Mary Ann. I’m Dr. Debt.
Ok. I know that Dr. Debt is male and I am female, but you know what they say, “behind every good man…..” well, you know the rest.
Dr. Debt was created to provide timely advice and resources on a topic that is gaining increased momentum – “How in the heck do we deal with this credit mess that we are constantly creating for ourselves?”
Let’s face it, credit use is on an all time rampage. As a society we are drowning in debt and on a personal note, we are feeling the effects. It is affecting our health, our family and our jobs. It could be one or two payments keeping you awake at night, the stress of knowing just how much of your hard-earned dollars is committed to debt repayment, or you could be bordering on bankruptcy, barely able to feed your family and drive to the work.
The amount of debt is irrelevant. Whether you owe $1,000 or $100,000, if you can’t pay it, you can’t pay it.
This site is a resource for every stage of debt management from learning new tips on managing your debt better to discovering ways to get out of debt. A healthier credit society!
That’s my vision. And I am grateful for the opportunity to share it.
Some facts about the Doctor…
- 13+ years experience financial counselling
- 20+ years experience misusing credit
- I track my expenses religiously – now!
- Pet peeve – credit solicitation calls/ mail
- Lesson learned – you only need 1 credit card.
- Famous quote “If you fail to plan, you plan to fail”
- My quote “if you buy it on sale, on credit, and take six months to pay for it, it wasn’t a bargain!”
