Summer Spending – Don’t break the bank!
Oh summertime…glorious, glorious summertime. So many exciting things to do and so little time. Packing all of that fun into such a short season (for us in the Maritime’s anyway) can play havoc on...
Doctor Debt
This little piggy…
This little piggy went to market This little piggy stayed home This little piggy had coins This little piggy had none… Savings! “Save 10% of your income.” “A penny saved is a penny earned.”...
Is there still such a thing as ‘Debtor’s Prison’?
There are two BIG misconceptions that I hear about debt and bankruptcy on a regular basis. Do not pass go, do not collect $200, proceed immediately to jail… One is the belief that if...
What you say IS what you get!
I was reading a money blog recently and the topic was “Focus on Opportunities not Obstacles”. The point was that we need to change the way we talk to ourselves if we want to...
Negotiating with Creditors / Collectors
Collection calls can be unnerving and intimidating. It’s easy to feel like you have no power in the call. And some (far too many it seems) collection agents use bullying tactics to collect which...
Money Doesn’t buy Stuff!
I came across a blog awhile ago that talked about misconceptions around money. One of the misconceptions is around what Money is…really… If you google money on the web, you will get all kinds...
Common sense approach “Trumped” by Snake-oil Salesman
I’m not much for following politics. I mean, I care, but I don’t get wrapped up in it. I don’t see the point. I’m the eternal optimist, always looking at the sunny side, and,...
Help! The Bank took my money!!
I get this call at least once every few weeks. It’s something I try to warn against. There is a definitive risk to having all of your eggs in one basket when it comes...
Who said you had to get it (your finances) right the first time?
Wow! We are so hard on ourselves aren’t we? We think we are supposed to get it all right the first time. Relationships! Careers! Finances! Now, tell me, where in the owners manual of...
Living within your means = meaningful living
In today’s age of consumerism it is arguably easy to live beyond your means. Every time you turn around you face some type of advertising message telling you that you can have more, spend...
Give Budgeting a Facelift!
Oh that dreaded word, budgeting! It’s one of those words that brings up uncomfortable feelings such as lack, restriction, doing without. It’s incredible the power one little word has. In addition, we have visions...