It seems that everything has a price. Everything you want to do costs more. There is this constant battle to either justify spending the extra money or justify doing without. Take eating healthy for...
What if you are faced with a hard decision. You have to decide what to pay and what not to pay. How do you decide? And how do you handle this stressful decision? Now...
I am totally going out on a limb with this one, but stay with me… You have all this debt. It’s depressing. You stress about the payments. You can’t have any fun because of...
Your worthiness is not dependent on what other people think of you. Remember that when you enter the credit world. We are all so hung up on our “credit rating”, which essentially is a...
There are so many misconceptions around paying CRA for debt owed. I thought I would dedicate this blog to some of them. First, there are different kinds of debt. Personal Income Tax Payable –...
This question comes up often, but usually too late, after the Bank has taken money out of your account and left you short on your mortgage, car payment or any number of things scheduled...
I was recently reflecting on the reasons that people walk through my door. Of course, they come to me because they are experiencing some type of financial hardship and they need advice. But I...
just because your credit score is ok, and lenders say you “qualify” to borrow more money, doesn’t make it so, Look deeper.
We are all Pharaohs in the Western World (many of us anyway) and yet we act like we are scarce in riches. Take your throne and be grateful for the abundance at your finger tips.
A collection company calls. About a debt that is not yours. Or a debt that you paid off years ago. You explain the situation but they continue to call. What do you do next?
