10 Tips for a Great Financial Start to the New Year!
Well here we are, at the start of another New Year. This is always a time of reflection, a time to set goals, to get our lives back on track or to jump to...
Doctor Debt Blog
10 Tips to avoid credit card debt over the holidays
I was enthusiastically reminded this morning that it is 4-weeks to Christmas. I suppressed the urge to harm my co-worker and smiled politely. Don’t get me wrong, I love Christmas. It’s just that Christmas...
FREE is Fabulous! ~ 6 tips to eating healthy for less!
It seems that everything has a price. Everything you want to do costs more. There is this constant battle to either justify spending the extra money or justify doing without. Take eating healthy for...
To pay or not to pay? That is the question…
What if you are faced with a hard decision. You have to decide what to pay and what not to pay. How do you decide? And how do you handle this stressful decision? Now...
Love your debt!
I am totally going out on a limb with this one, but stay with me… You have all this debt. It’s depressing. You stress about the payments. You can’t have any fun because of...
Are you controlling credit or is it controlling you?
Your worthiness is not dependent on what other people think of you. Remember that when you enter the credit world. We are all so hung up on our “credit rating”, which essentially is a...
Help! I owe Canada Revenue Agency (CRA) money!
There are so many misconceptions around paying CRA for debt owed. I thought I would dedicate this blog to some of them. First, there are different kinds of debt. Personal Income Tax Payable –...
Should I switch bank (accounts)?
This question comes up often, but usually too late, after the Bank has taken money out of your account and left you short on your mortgage, car payment or any number of things scheduled...
Are you Nickle and Diming yourself to Debt
I was recently reflecting on the reasons that people walk through my door. Of course, they come to me because they are experiencing some type of financial hardship and they need advice. But I...
So, you have a great credit rating do ya?
just because your credit score is ok, and lenders say you “qualify” to borrow more money, doesn’t make it so, Look deeper.