The secret to getting out of debt

Trimming your budget is a lot like trimming your waistline.

Consumers spend millions of dollars every year looking for that magic solution to losing weight. And businesses increase their bottom line while relatively few consumers decrease their bottoms/middles etc.

The same phenomenon happens in money management. We tend to look for quick fixes – consolidation loans, second mortgages, payday loans.

Neither works for the masses. Why? They do nothing to address the underlying problem – taking in more calories than you burn / spending more monthly dollars than you make.

But alas, there is a magic solution to gain control of your finances! – AWARENESS. Pay attention to the details.

1. Track where your money goes and make decisions to change your habits.
2. Seek expert advice/guidance when needed.
3. Commit to a plan of action.

That’s it. That’s the secret. 🙂

Happy, healthy finances!

mam sig



Mary Ann Marriott
aka Dr Debt


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3 Responses

  1. Gino says:

    It can be a tough thing to do! Sometimes a person can lose track of income to spending ratio. This is usually because of over estimating financial security or just careless spending. Its unfortunate. I have a few more articles that dig a little deeper into the concept.

    Debt Articles

  2. coach says:

    Dr. Debt has kept me debt free
    He has been Dr. Debt sine 1996

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