What amazes me is the way our relationship with credit has changed. It used to be that we used credit sparingly for things like a mortgage or car loan. Households maybe had one credit card; two was pushing it. Now it seems, that as a society, we use it excessively for everything from houses to trips to groceries…
…Its not uncommon for a household to have two mortgages, another loan or line of credit, and three or four credit cards.
As with all new relationships, there are new challenges, mistakes to be made, and lessons to learn.
I hope you will find some resources here to help you evaluate and strengthen your relationship with credit. Maybe you’ll stay together. Maybe you will decide this relationship isn’t working for you. Who knows! I promise you one thing. You WILL learn something. And you will be better off in the end.