Category: Dealing with Debt

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Live NOW .. Pay ‘dearly’ LATER

There’s an epidemic in today’s society. We are borrowing on our lives. And payment day is coming earlier and earlier. Is it sad, that at age 40-something :), I look forward to retirement. That in the same breath I fear it, simply because I have little (translated into none) savings at this point because every day, every week, every month, the cash flow that I do have pays for our basic living needs and ensuring that our kids get to have some opportunities in their lives?

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Breaking up with Credit

I envy people who have no debt. I want to be like them. I really do. I have the skills, I have the desire, yet it seems like a goal floating in the wind. I can see it. And almost touch it but it keeps floating away from my grasp. Oh I’ve made some progress over the years, but unsteady income, child care and investments in my education have all ensured I don’t get too far away from debt. Not yet anyway. But I’m nothing if not persistent!