The Story of Sally Spender and Carl Credit

I have a weekly radio show ~ Money Matters with Mary Ann ~ every Thursday night on our local radio station 88.7 Cove FM (tune in anytime! Listen live @ www.covefm.com) 🙂 …. I did a show on Valentines Day and was trying to come up with a topic when I decided on a Love Story. And what better love story than spending and credit? And so, the story of Sally Spender and Carl Credit was born. Enjoy 🙂

The Story of Sally Spender and Carl Credit

Sally Spender met Carl Credit in her third year of university. It was a chance encounter. They met at a kiosk in the hallway. She was walking past and Carl Credit card caught her Eye. There was something very alluring about him. She couldn’t quite put a finger on it, just one of those attractions that you can’t quite explain. It’s like they were meant to meet, like no matter what, they were destined to cross paths at some point in time.

The introduction was made by a stranger in the kiosk, and my what a sales pitch he did. He pointed out all of the positive sides of Carl Credit. Sally Spender was told how reliable he was, and dependable, and how he was supportive and could help Sally Spender with all of her life‘s ambitions… dreams even.

Sally Spender’s heart fluttered, and she could feel the heat rising in her body, the attraction was real and it couldn’t be denied.

Their relationship was amazing. They got along so well.  Sally Spender gave Carl Credit meaning to his life. It was like she allowed him to live his purpose, and he, in turn, supported her in every venture she under took.

When she needed to furnish her new apartment, he was there. When she needed to replace her old vehicle, he was there. At Christmas time, when she was struggling to buy gifts for her family, he was there.

He even took care of her during her low periods. He helped her shop away her blues, and when life got too much and she needed a vacation with her friends, he supported her in that as well. What an amazing relationship Sally Spender had with Carl Credit.

~ ♥ ~

But, as in all relationships, there comes a time when the honeymoon period comes to an end and reality sets in. It’s the little things, barely noticeable to those outside of the relationship, but very noticeable to those inside.

Carl Credit seemed to be a little less supporting than he normally was. I mean really, one can only support so much before they become depleted and they need something in return. So he stopped giving as much, and he expected some repayment, for all the support he had given Sally Spender.

By this time, Sally Spender was quite dependent on Carl Credit. She didn’t realize how much. She was just breezing through life, with Carl Credit’s support. And she never really learned to deal with the hard times on her own. So, when Carl Credit started requesting something from her, she tried to give, but was still so dependent on Carl Credit, that the giving depleted her very quickly.

And that very distant friend, that hangs off in the sidelines, called resentment, crept in.

Because Carl Credit wasn’t supporting Sally Spender anymore, Sally Spender couldn’t do the things that she always did. She felt deprived. And stressed. And a little bit deserted.

Carl Credit was tapped out, and couldn’t give anymore, he needed to receive back. And because he wasn’t receiving what he needed, he became a bit demanding.

This stressed out Sally Spender, and so, the never ending cycle began. Until one day, they both decided, this wasn’t working anymore. Sally Spender walked away from Carl Credit. And even though he wasn’t directly in her life anymore, he was never really gone. He was always there in the back of her mind.  Something felt unfinished about the relationship.

~ ♥ ~

This entire relationship ruined her for any more relationships. She tried to start another relationship with Larry Loan, but they were never a good fit. And then there was Money Mart, that was his nickname, he was the rebound guy, good for the short term, but absolutely no staying power for the long-term. She never could get rid of Carl Credit from her mind. She knew she had never actually given him what he needed, and that stayed with her.

After many, many months of going through this turmoil, and struggling to forget about Carl Credit, she finally realized she had to make amends in order to move on with her life. She had taken so much from Carl Credit, and had expected him to support her through everything, it’s not like she never intended to give anything back to him, but she just got so caught up in it all that she never created that balance that was needed to have a functional relationship.

She swallowed her pride, and she called Carl Credit, and she thanked him for all the support he had given her through the years, and she asked if he would give her the chance to repay him. She knew that it would be a long road, and that she would have to learn new habits, and treat him in a way that wasn’t entirely comfortable for her. But she was willing to give it a try.

And so it was. Sally Spender and Carl Credit reunited, she listened to his needs and she gave to the very best of her ability. She didn’t ask anything from him for a very long time until she was quite certain that she had repaid him for all he had done. And eventually, the balance was restored. They redefined their relationship and lived a harmonious life together, giving to each other and receiving back from each other in a way that supported them both.

~ ♥ ~ The end ~ ♥ ~

​Wishing you happy, healthy finances!

Mary Ann Marriott
aka Doctor Debt