Top 3 Reasons why Having an Emergency Fund Makes Sense
Let’s face it, there are many good reasons to have an emergency fund. I am going to focus on the top 3. Emergency funds break your dependency on credit! We treat credit as our...
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This little piggy…
This little piggy went to market This little piggy stayed home This little piggy had coins This little piggy had none… Savings! “Save 10% of your income.” “A penny saved is a penny earned.”...
Experience your Debt Differently
It’s payday. You’re trying to figure out what to pay, how much you need to get you through the month (or following your spending plan that you created to make life easier! Yes!). You...
Love your debt!
I am totally going out on a limb with this one, but stay with me… You have all this debt. It’s depressing. You stress about the payments. You can’t have any fun because of...
Who is the honest but unfortunate debtor?
Recently I was led to pondering one of the main objectives of the Bankruptcy and Insolvency Act. And that is providing a fresh start to the honest, but unfortunate, debtor. I found myself asking (myself), “Who is the honest, but unfortunate debtor?”
5 Reasons Why you Should Track Your Expenses
Keeping track doesn’t have to be painful. You want to find a system that works for you, something not too complicated. You don’t have to track expenses for the rest of your life, but hopefully, you will realize the value, as I have, and want to make it part of your financial plan.
The lighter side of Bankruptcy
I’m starting this blog with a little joke that found it’s way to me in my inbox. And it goes like this… A businessman was in a great deal of trouble. His business was...
Why my 7 year old had to pay for daycare
Oh the joys and costs of juggling kids during summer vacation. They want to be home and then are bored by the lack of new scenery. Deciding whether to keep them home, pawn the off on family and friends, put them in daycamp, or let them tag along while you work, can be a daunting task. Read on to find out how one little boy and his stressed out Mum learned a valuable lesson one frantic morning.
When should you have more than one credit card?
In what instances should you have more than one credit card. Read the entire blog to find out.
Welcome Changes to Credit Card Companies Rules
If your credit card could talk, what would it say? Oh wait! It can! Haven’t you heard it on the radio? If you have no idea what I’m talking about, the government recently announced,...
