One Minute Test

Take our one minute test to see how you rate on the debt danger scale

Are you unsure about the total amount of money owed to all of your creditors?*

Are you running to the bank with a deposit so your cheque won’t bounce?*

Are you relying on credit cards to purchase items you once paid for in cash?*

Do you use cash advances on your credit cards to pay monthy bills?*

Have you taken or considered a second mortgage on your home to meet financial obligations?*

Do you owe money to an average of eight creditors, including department store cards, bank cards, and consumer loans?*

Are you at the limit on most or all of your cards?*

Are you receiving “last notices” on utility bills?*

Have you been receiving telephone calls from collection agencies threatening court action?*

Do you avoid opening the mail or looking at bills when they come in?*

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