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	<title>Doctor Debt</title>
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		<title>Your Bank Relationsip &#8211; A Reason, A Season or A Lifetime?</title>
		<link>http://www.drdebt.ca/2012/04/13/your-bank-relationsip-a-reason-a-season-or-a-lifetime/</link>
		<comments>http://www.drdebt.ca/2012/04/13/your-bank-relationsip-a-reason-a-season-or-a-lifetime/#comments</comments>
		<pubDate>Fri, 13 Apr 2012 19:38:16 +0000</pubDate>
		<dc:creator>Mary Ann Marriott</dc:creator>
				<category><![CDATA[credit relationship]]></category>
		<category><![CDATA[debt reduction]]></category>
		<category><![CDATA[interest rates]]></category>
		<category><![CDATA[Options]]></category>

		<guid isPermaLink="false">http://www.drdebt.ca/?p=220</guid>
		<description><![CDATA[We seem to have this notion that we entered into a "till death do us part" commitment when we opened that new credit account with the bank. The reality is, we entered into a somewhat superficial relationship. I'm not knocking the banks. They provide a specific service to a specific target market. And they do it well. That's why they are reporting increased profits  on a regular basis. What I am saying, is you need to accept that this is a relationship that will serve you well if you don't hit any major roadblocks along the way.]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Happy about Mad Money</title>
		<link>http://www.drdebt.ca/2012/03/20/happy-about-mad-money/</link>
		<comments>http://www.drdebt.ca/2012/03/20/happy-about-mad-money/#comments</comments>
		<pubDate>Tue, 20 Mar 2012 11:32:01 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[budget]]></category>
		<category><![CDATA[impulse spending]]></category>
		<category><![CDATA[Money Management]]></category>
		<category><![CDATA[Relationships]]></category>
		<category><![CDATA[spending]]></category>
		<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://www.drdebt.ca/?p=214</guid>
		<description><![CDATA[A retired couple, who came to me for financial advice, were in for one of their follow up Counselling Sessions. I had them track their spending for the previous month and was asking them how they did. They felt they had done a good job except for the fact that (in her words) her husband did not get receipts. He was openly frustrated with this requirement to account for every cent spent.]]></description>
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		<title>I&#8217;d like to Buy Some Income Please</title>
		<link>http://www.drdebt.ca/2012/03/09/id-like-to-buy-some-income-please/</link>
		<comments>http://www.drdebt.ca/2012/03/09/id-like-to-buy-some-income-please/#comments</comments>
		<pubDate>Fri, 09 Mar 2012 19:27:46 +0000</pubDate>
		<dc:creator>Mary Ann Marriott</dc:creator>
				<category><![CDATA[budget]]></category>
		<category><![CDATA[credit cards]]></category>
		<category><![CDATA[credit relationship]]></category>
		<category><![CDATA[impulse spending]]></category>
		<category><![CDATA[interest rates]]></category>
		<category><![CDATA[Relationships]]></category>

		<guid isPermaLink="false">http://www.drdebt.ca/?p=211</guid>
		<description><![CDATA[Is anyone really happy with the amount of income they&#8217;re making? I think we all feel that we deserve to have more, we deserve to spend more, we deserve to have less stress worrying about all of the things we need and whether or not we have enough money to pay for it. And we [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>A hidden treasure in Diary of a Wimpy Kid</title>
		<link>http://www.drdebt.ca/2012/02/19/a-hidden-treasure-in-diary-of-a-wimpy-kid/</link>
		<comments>http://www.drdebt.ca/2012/02/19/a-hidden-treasure-in-diary-of-a-wimpy-kid/#comments</comments>
		<pubDate>Mon, 20 Feb 2012 00:26:13 +0000</pubDate>
		<dc:creator>Mary Ann Marriott</dc:creator>
				<category><![CDATA[kids]]></category>

		<guid isPermaLink="false">http://www.drdebt.ca/?p=204</guid>
		<description><![CDATA[When my kids first started bringing the books home, I wasn't crazy about the "wimpy kid". He seemed a bit, well, jilted and rude. But the wimpy kid stayed around, the books came home from the library and the movie appeared several times at different events. And then, something magical happened]]></description>
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		<title>What you need to know about your Credit Report&#8217;s&#8217;</title>
		<link>http://www.drdebt.ca/2012/02/01/what-you-need-to-know-about-your-credit-reports/</link>
		<comments>http://www.drdebt.ca/2012/02/01/what-you-need-to-know-about-your-credit-reports/#comments</comments>
		<pubDate>Thu, 02 Feb 2012 02:08:41 +0000</pubDate>
		<dc:creator>Mary Ann Marriott</dc:creator>
				<category><![CDATA[credit score]]></category>

		<guid isPermaLink="false">http://www.drdebt.ca/?p=193</guid>
		<description><![CDATA[I always preface a discussion around the credit reporting system by stating how frstrating the system can be. In some ways it is very black and white, yet in others very grey. It is worth knowing the basics about what is on your report, how to check it and how to resolve issues. ]]></description>
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		<slash:comments>2</slash:comments>
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		<title>Wait!! Don&#8217;t cancel that old credit card just yet.</title>
		<link>http://www.drdebt.ca/2012/01/20/wait-dont-cancel-that-old-credit-card-just-yet/</link>
		<comments>http://www.drdebt.ca/2012/01/20/wait-dont-cancel-that-old-credit-card-just-yet/#comments</comments>
		<pubDate>Fri, 20 Jan 2012 15:31:48 +0000</pubDate>
		<dc:creator>Mary Ann Marriott</dc:creator>
				<category><![CDATA[credit cards]]></category>
		<category><![CDATA[credit relationship]]></category>
		<category><![CDATA[credit score]]></category>

		<guid isPermaLink="false">http://www.drdebt.ca/?p=188</guid>
		<description><![CDATA[The issue of cancelling credit cards that you are not using (or should not be using) is a complicated one. There are advantages and disadvantages depending upon your current financial situation and your future credit goals. ]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Do couples prefer to talk about sex or money?</title>
		<link>http://www.drdebt.ca/2012/01/07/do-couples-prefer-to-talk-about-sex-or-money/</link>
		<comments>http://www.drdebt.ca/2012/01/07/do-couples-prefer-to-talk-about-sex-or-money/#comments</comments>
		<pubDate>Sat, 07 Jan 2012 19:40:31 +0000</pubDate>
		<dc:creator>Mary Ann Marriott</dc:creator>
				<category><![CDATA[credit relationship]]></category>
		<category><![CDATA[Money Management]]></category>
		<category><![CDATA[Relationships]]></category>

		<guid isPermaLink="false">http://www.drdebt.ca/?p=183</guid>
		<description><![CDATA[Talking about money can be more difficult that discussing sex in a relationship. Yet finances are a thread that runs through every relationship and an open dialogue on the subject is essential to the success of a couple's unity. The following are some guidelines for cleaning the lines of communication - for love and for money!]]></description>
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		<slash:comments>0</slash:comments>
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		<title>The lighter side of Bankruptcy</title>
		<link>http://www.drdebt.ca/2011/10/14/the-lighter-side-of-bankruptcy/</link>
		<comments>http://www.drdebt.ca/2011/10/14/the-lighter-side-of-bankruptcy/#comments</comments>
		<pubDate>Fri, 14 Oct 2011 13:33:43 +0000</pubDate>
		<dc:creator>Mary Ann Marriott</dc:creator>
				<category><![CDATA[bankruptcy]]></category>
		<category><![CDATA[credit relationship]]></category>

		<guid isPermaLink="false">http://www.drdebt.ca/?p=171</guid>
		<description><![CDATA[I&#8217;m starting this blog with a little joke that found it&#8217;s way to me in my inbox. And it goes like this&#8230; A businessman was in a great deal of trouble. His business was failing, he had put everything he had into the business, he owed everybody – it was so bad he was even [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Why my 7 year old had to pay for daycare</title>
		<link>http://www.drdebt.ca/2011/08/12/why-my-7-year-old-had-to-pay-for-daycare/</link>
		<comments>http://www.drdebt.ca/2011/08/12/why-my-7-year-old-had-to-pay-for-daycare/#comments</comments>
		<pubDate>Fri, 12 Aug 2011 18:44:53 +0000</pubDate>
		<dc:creator>Mary Ann Marriott</dc:creator>
				<category><![CDATA[credit relationship]]></category>
		<category><![CDATA[kids]]></category>

		<guid isPermaLink="false">http://www.drdebt.ca/?p=163</guid>
		<description><![CDATA[Oh the joys and costs of juggling kids during summer vacation. They want to be home and then are bored by the lack of new scenery. Deciding whether to keep them home, pawn the off on family and friends, put them in daycamp, or let them tag along while you work, can be a daunting task. Read on to find out how one little boy and his stressed out Mum learned a valuable lesson one frantic morning. ]]></description>
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		<slash:comments>0</slash:comments>
		</item>
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		<title>When should you have more than one credit card?</title>
		<link>http://www.drdebt.ca/2011/07/22/when-should-you-have-more-than-one-credit-card/</link>
		<comments>http://www.drdebt.ca/2011/07/22/when-should-you-have-more-than-one-credit-card/#comments</comments>
		<pubDate>Fri, 22 Jul 2011 22:31:54 +0000</pubDate>
		<dc:creator>Mary Ann Marriott</dc:creator>
				<category><![CDATA[credit cards]]></category>

		<guid isPermaLink="false">http://www.drdebt.ca/2011/03/22/when-should-you-have-more-than-one-credit-card/</guid>
		<description><![CDATA[In what instances should you have more than one credit card. Read the entire blog to find out. ]]></description>
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