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	<title>Doctor Debt</title>
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		<title>What you need to know about your Credit Report&#8217;s&#8217;</title>
		<link>http://www.drdebt.ca/2012/02/01/what-you-need-to-know-about-your-credit-reports/</link>
		<comments>http://www.drdebt.ca/2012/02/01/what-you-need-to-know-about-your-credit-reports/#comments</comments>
		<pubDate>Thu, 02 Feb 2012 02:08:41 +0000</pubDate>
		<dc:creator>Mary Ann Marriott</dc:creator>
				<category><![CDATA[credit score]]></category>

		<guid isPermaLink="false">http://www.drdebt.ca/?p=193</guid>
		<description><![CDATA[I always preface a discussion around the credit reporting system by stating how frstrating the system can be. In some ways it is very black and white, yet in others very grey. It is worth knowing the basics about what is on your report, how to check it and how to resolve issues. ]]></description>
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		<title>Wait!! Don&#8217;t cancel that old credit card just yet.</title>
		<link>http://www.drdebt.ca/2012/01/20/wait-dont-cancel-that-old-credit-card-just-yet/</link>
		<comments>http://www.drdebt.ca/2012/01/20/wait-dont-cancel-that-old-credit-card-just-yet/#comments</comments>
		<pubDate>Fri, 20 Jan 2012 15:31:48 +0000</pubDate>
		<dc:creator>Mary Ann Marriott</dc:creator>
				<category><![CDATA[credit cards]]></category>
		<category><![CDATA[credit relationship]]></category>
		<category><![CDATA[credit score]]></category>

		<guid isPermaLink="false">http://www.drdebt.ca/?p=188</guid>
		<description><![CDATA[The issue of cancelling credit cards that you are not using (or should not be using) is a complicated one. There are advantages and disadvantages depending upon your current financial situation and your future credit goals. ]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Do couples prefer to talk about sex or money?</title>
		<link>http://www.drdebt.ca/2012/01/07/do-couples-prefer-to-talk-about-sex-or-money/</link>
		<comments>http://www.drdebt.ca/2012/01/07/do-couples-prefer-to-talk-about-sex-or-money/#comments</comments>
		<pubDate>Sat, 07 Jan 2012 19:40:31 +0000</pubDate>
		<dc:creator>Mary Ann Marriott</dc:creator>
				<category><![CDATA[credit relationship]]></category>
		<category><![CDATA[Money Management]]></category>
		<category><![CDATA[Relationships]]></category>

		<guid isPermaLink="false">http://www.drdebt.ca/?p=183</guid>
		<description><![CDATA[Talking about money can be more difficult that discussing sex in a relationship. Yet finances are a thread that runs through every relationship and an open dialogue on the subject is essential to the success of a couple's unity. The following are some guidelines for cleaning the lines of communication - for love and for money!]]></description>
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		<title>The lighter side of Bankruptcy</title>
		<link>http://www.drdebt.ca/2011/10/14/the-lighter-side-of-bankruptcy/</link>
		<comments>http://www.drdebt.ca/2011/10/14/the-lighter-side-of-bankruptcy/#comments</comments>
		<pubDate>Fri, 14 Oct 2011 13:33:43 +0000</pubDate>
		<dc:creator>Mary Ann Marriott</dc:creator>
				<category><![CDATA[bankruptcy]]></category>
		<category><![CDATA[credit relationship]]></category>

		<guid isPermaLink="false">http://www.drdebt.ca/?p=171</guid>
		<description><![CDATA[I&#8217;m starting this blog with a little joke that found it&#8217;s way to me in my inbox. And it goes like this&#8230; A businessman was in a great deal of trouble. His business was failing, he had put everything he had into the business, he owed everybody – it was so bad he was even [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Why my 7 year old had to pay for daycare</title>
		<link>http://www.drdebt.ca/2011/08/12/why-my-7-year-old-had-to-pay-for-daycare/</link>
		<comments>http://www.drdebt.ca/2011/08/12/why-my-7-year-old-had-to-pay-for-daycare/#comments</comments>
		<pubDate>Fri, 12 Aug 2011 18:44:53 +0000</pubDate>
		<dc:creator>Mary Ann Marriott</dc:creator>
				<category><![CDATA[credit relationship]]></category>
		<category><![CDATA[kids]]></category>

		<guid isPermaLink="false">http://www.drdebt.ca/?p=163</guid>
		<description><![CDATA[Oh the joys and costs of juggling kids during summer vacation. They want to be home and then are bored by the lack of new scenery. Deciding whether to keep them home, pawn the off on family and friends, put them in daycamp, or let them tag along while you work, can be a daunting task. Read on to find out how one little boy and his stressed out Mum learned a valuable lesson one frantic morning. ]]></description>
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		<title>When should you have more than one credit card?</title>
		<link>http://www.drdebt.ca/2011/07/22/when-should-you-have-more-than-one-credit-card/</link>
		<comments>http://www.drdebt.ca/2011/07/22/when-should-you-have-more-than-one-credit-card/#comments</comments>
		<pubDate>Fri, 22 Jul 2011 22:31:54 +0000</pubDate>
		<dc:creator>Mary Ann Marriott</dc:creator>
				<category><![CDATA[credit cards]]></category>

		<guid isPermaLink="false">http://www.drdebt.ca/2011/03/22/when-should-you-have-more-than-one-credit-card/</guid>
		<description><![CDATA[In what instances should you have more than one credit card. Read the entire blog to find out. ]]></description>
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		<slash:comments>0</slash:comments>
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		<title>The &#8220;uncomfortable&#8221; Cost of Credit Counselling</title>
		<link>http://www.drdebt.ca/2011/01/28/the-uncomfortable-cost-of-credit-counselling/</link>
		<comments>http://www.drdebt.ca/2011/01/28/the-uncomfortable-cost-of-credit-counselling/#comments</comments>
		<pubDate>Fri, 28 Jan 2011 12:51:47 +0000</pubDate>
		<dc:creator>Mary Ann Marriott</dc:creator>
				<category><![CDATA[bankruptcy]]></category>
		<category><![CDATA[consolidate]]></category>
		<category><![CDATA[consumer Proposal]]></category>
		<category><![CDATA[Credit]]></category>
		<category><![CDATA[credit cards]]></category>
		<category><![CDATA[credit counselling]]></category>
		<category><![CDATA[credit relationship]]></category>
		<category><![CDATA[Options]]></category>
		<category><![CDATA[orderly payment of debts]]></category>

		<guid isPermaLink="false">http://www.drdebt.ca/2011/01/28/the-uncomfortable-cost-of-credit-counselling/</guid>
		<description><![CDATA[I had an interesting conversation with a representative from a Debt Consolidation Company. Perhaps my insight can save a financially struggling consumer a few hard-earned bucks. ]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Welcome Changes to Credit Card Companies Rules</title>
		<link>http://www.drdebt.ca/2010/12/21/welcome-changes-to-credit-card-companies-rules/</link>
		<comments>http://www.drdebt.ca/2010/12/21/welcome-changes-to-credit-card-companies-rules/#comments</comments>
		<pubDate>Tue, 21 Dec 2010 12:29:09 +0000</pubDate>
		<dc:creator>Mary Ann Marriott</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://www.drdebt.ca/2010/12/21/welcome-changes-to-credit-card-companies-rules/</guid>
		<description><![CDATA[If your credit card could talk, what would it say? Oh wait! It can! Haven&#8217;t you heard it on the radio? If you have no idea what I&#8217;m talking about, the government recently announced, through its clever ad campaign (I rather like hearing my credit card admit its faults publicly) changes to the fees we [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Sometimes Financial Counsellors Need Help Too</title>
		<link>http://www.drdebt.ca/2010/12/17/sometimes-financial-counsellors-need-help-too/</link>
		<comments>http://www.drdebt.ca/2010/12/17/sometimes-financial-counsellors-need-help-too/#comments</comments>
		<pubDate>Fri, 17 Dec 2010 19:23:02 +0000</pubDate>
		<dc:creator>Mary Ann Marriott</dc:creator>
				<category><![CDATA[budget]]></category>
		<category><![CDATA[credit counselling]]></category>
		<category><![CDATA[credit relationship]]></category>
		<category><![CDATA[debt reduction]]></category>
		<category><![CDATA[Money Management]]></category>
		<category><![CDATA[spending]]></category>

		<guid isPermaLink="false">http://www.drdebt.ca/2010/12/17/sometimes-financial-counsellors-need-help-too/</guid>
		<description><![CDATA[Its true! Just because we help people find solutions to their financial woes, doesn't mean we don't have our own.
 
I'm sure fitness instructors sometimes have lazy periods, Investment advisors have lost money and great chefs order pizzas. The point is, we are all human and we all make less-than-perfect choices once in awhile. In fact, it is our very mistakes that help us help you. As other has been heard saying, "do as I say. Not as I do".
]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Bankruptcy Pep Talk</title>
		<link>http://www.drdebt.ca/2010/11/11/bankruptcy-pep-talk/</link>
		<comments>http://www.drdebt.ca/2010/11/11/bankruptcy-pep-talk/#comments</comments>
		<pubDate>Thu, 11 Nov 2010 15:27:18 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[bankruptcy]]></category>
		<category><![CDATA[Credit]]></category>
		<category><![CDATA[credit relationship]]></category>
		<category><![CDATA[Options]]></category>
		<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://www.drdebt.ca/?p=138</guid>
		<description><![CDATA[So often, people come to me, embarrassed and ashamed that they are facing bankruptcy, or a similar compromise of debt. They feel that they have failed. They are hard on themselves in a way that is not productive. I created this pep talk in an effort to help them through this cross road in their life. Feel free to share this with anyone who you feel would benefit from it. 

]]></description>
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